Urban Cooperative Banks (UCBs) have become an important pillar of Kerala’s cooperative banking ecosystem, providing accessible and affordable financial services to urban and semi-urban communities. These member-owned institutions cater to individuals, small businesses, traders, professionals and self-employed entrepreneurs by offering deposits, loans, digital banking and other financial products. Over the years, Kerala’s Urban Cooperative Banks have strengthened financial inclusion while supporting local economic development through community-oriented banking.
SahkarNet.com presents the Top 10 Urban Cooperative Banks in Kerala, highlighting institutions recognised for their financial performance, governance standards, customer service, innovation and contribution to the cooperative banking sector.
Top 10 Urban Cooperative Banks (UCB) in Kerala
| Serial No. | Name Of The Urban Cooperative Bank | Date Of Establishment | Address |
| 1. | Kottayam Cooperative Urban Bank | 16 Jun 1923 | Thirunakkara, Kottayam Municipality, Kottayam, Kerala – 686001 |
| 2. | The Palghat Cooperative Urban Bank Ltd | 30 Jun 1936 | Court Road, Sulthanpet, Palakkad Municipality, Palakkad, Kerala – 678001 |
| 3. | The Muvattupuzha Urban Co-operative Bank | 01 Nov 1923 | Muvattupuzha Municipality, Ernakulam, Kerala – 686661 |
| 4. | Trivandrum Cooperative Urban Bank | 13 Jan 1932 | Fort, Thiruvananthapuram Municipal Corporation, Thiruvananthapuram, Kerala – 695001 |
| 5. | Nilambur Co-operative Urban Bank | 04 Oct 1939 | Asupathrikkunnu, Nilambur Municipality, Malappuram, Kerala – 679329 |
| 6. | Nadapuram Cooperative Urban Bank Ltd (No. D.2648) | 18 May 1996 | Nadapuram (CT), Thuneri Block, Kozhikode, Kerala – 673504 |
| 7. | Kollam Co-operative Urban Bank | 20 Nov 1945 | Cantonment, Kollam Municipal Corporation, Kollam, Kerala – 691001 |
| 8. | Kollam Coastal Co-operative Urban Bank | 08 Feb 1960 | Cutcherry, Kollam Municipal Corporation, Kollam, Kerala – 691013 |
| 9. | Kodungallur Town Co-operative Bank | 02 Jul 1921 | Temple Area, Kodungallur Municipality, Thrissur, Kerala – 680664 |
| 10. | Ottapalam Co-operative Urban Bank | 28 Mar 1937 | Thennadi Bazar, Ottappalam Municipality, Palakkad, Kerala – 670101 |
Know more about cooperatives in Kerala
Top Cooperative Societies in Kerala
- Cooperative Sector in India
- Cooperative Sector in Kerala
- Kerala Cooperative Sector Data Box
- Top 10 PACS in Kerala
- Top 10 Dairy Cooperatives in Kerala
- Top 10 Fishery Cooperatives in Kerala
- Top 10 Housing Cooperative Society (HCS) in Kerala
- Top 10 Credit & thrift Society in Kerala
- Top 10 Agro Cooperatives in Kerala
- Top 10 Multipurpose Cooperatives in Kerala
Disclaimer:
This list is presented using publicly available information and disclosures from official sources. Inclusion does not imply ranking, regulatory endorsement or financial recommendation by SahkarNet.com. Data may change over time, and readers are advised to refer to official documents for the most recent information.

